Terms of Use

The provisions & conditions of these terms of service (the “Terms”) represent the entire Agreement between Richard Earles Mortgages, its affiliated or related entities, and you, and supersede any prior agreements or understandings not incorporated herein. In event that any inconsistencies exist between these Terms and any future published terms of use or understanding, the latest published Terms or Terms of Use or understanding shall prevail.

Terms & Conditions Agreement

The intent of this website is to give you access to financial education and or products within Canada & related material to meet your needs (the “Content”). Kindly read these Terms carefully before you go on about this website (the “Web Site”). These terms hereby govern the use of the Web Site & applies to all users. By accessing this Web Site you agree to the associated Terms. The Terms are meant to protect all of our Web Site visitors. Your use of this Web Site signifies your agreement with these Terms. IF YOU DO NOT AGREE WITH OUR TERMS OF SERVICE PLEASE REFRAIN FROM USING OUR WEB SITE. Richard Earles Mortgages reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms at any time. Such modifications shall be effective immediately upon posting.


This Web Site may possess links to other sites (“Linked Sites”). The Linked Sites are there for your convenience only. If you access them, you do so at your own risk.

Disclaimer of Warranties and Liability

All content on this Web Site is provided “as is” and without warranties of any kind either express or implied. Other than those warranties which, under the Canadian laws applicable to these terms, are implied by law and are incapable of exclysion, restriction, or modification. Richard Earles Mortgages disclaims any and all warranties, express or implied, including but not limited to, implied warranties of merchantability. You expressly agree that use of this Web Site is at your sole risk. You (and not us) assume the entire cost of all necessary servicing, repair, or correction of your system.


You agree to indemnify and hold the Richard Earles Mortgages, its subsidiaries and affiliates, and each of their directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney’s fees, arising out of or in connection with any Third Party content you post or share on or through the Web Site, your use of the Web Site, your conduct in connection with the Web Site or any violation of these Terms or of any law or the rights of any third party.


Any rights not expressly granted herein are reserved by Richard Earles Mortgages.

Restricted Activities

You agree not to use the Web Site or permit the Web Site to be used in any manner (including, without limitation, transmission, distribution, or storage) for any purpose that is or is likely to be:


(a) Illegal or to violate any governmental law, regulation, rule, court order, treaty or tariff;
(b) Fraudulent or misleading;
(c) A violation of any Richard Earles Mortgages’ or third party rights or otherwise damaging to Richard Earles Mortgages, or any third party;
(d) Obscene, harassing or distressing; or
(e) Disruptive of, harmful to, or that otherwise abuses or misuses Richard Earles Mortgages’ resources or any connected resources.

Richard at a coffee shop reading a success store from a client

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